In Payment Plus, what is the first step to create an online payment instruction in Access Online?

Creating an online payment instruction in Access Online for Payment Plus involves a structured process, and the first step is indeed to create a payment instruction while specifying all required information. This foundational step is crucial because it ensures that all necessary details—such as the payment amount, payment date, beneficiary information, and any other pertinent details—are accurately entered into the system.

Without this initial creation and provision of information, subsequent steps in the payment authorization process cannot effectively occur, as the system would lack the essential data needed to process the payment. This step sets the stage for confirming the payment method and ultimately completing the authorization, which are later stages in the process.

Other options involve either skipping steps or assuming prior contact or confirmations that do not logically follow the necessary initial actions required to set up a payment instruction. Therefore, focusing on accurately creating a payment instruction with complete information is the correct first action in this context.