What option should you set up to recover your password if forgotten?

Get ready for the US Bank Cardholder and Approving Official Exam. Study with flashcards, multiple choice questions, and detailed explanations. Prepare effectively and succeed!

Setting up an authentication question and a response is a common and effective method for password recovery. This approach provides an additional layer of security, as it requires knowledge of personal information that only the user should know. When a password is forgotten, the system may prompt the user to answer the predetermined question correctly to authenticate their identity. This can be particularly useful in situations where users may not have access to their email or phone, ensuring they can still recover their account.

While email verification links and backup phone numbers are also valid recovery options, they rely on access to external accounts or devices, which may not always be available. Security software, on the other hand, is primarily aimed at protecting against unauthorized access and does not directly assist in password recovery. Therefore, the authentication question and response method is a reliable choice for effectively regaining access to an account when a password is lost.

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