What type of information is included in a cardholder account profile?

Get ready for the US Bank Cardholder and Approving Official Exam. Study with flashcards, multiple choice questions, and detailed explanations. Prepare effectively and succeed!

The cardholder account profile typically includes essential details that establish the identity of the account owner and the parameters of how the account operates. This includes the account owner's information, such as their name and contact details, which is crucial for identification purposes. Additionally, the authorization limits denote how much spending the cardholder is allowed to undertake, which is important for managing financial risk and ensuring compliance with organizational policies. Lastly, the account information encompasses various settings related to the cardholder's account, such as account status and associated privileges, providing a comprehensive overview needed for effective card management.

The other options center on narrower aspects. While social security numbers and driving license details are sensitive personal information, they're not typically shared in a cardholder account profile for security and privacy reasons. Focusing only on credit score and transaction limits omits other crucial account details that are necessary for a holistic understanding of the account. Lastly, transaction history and purchase receipts, while important for tracking expenses and accountability, do not encapsulate the broader scope of account ownership and management, which is what the account profile is fundamentally about. Thus, the correct choice presents a more comprehensive view of what constitutes a cardholder account profile.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy