Which of the following is a benefit of setting alerts in your account?

Setting alerts in your account provides the benefit of receiving real-time notifications of account activity. This feature allows cardholders to stay informed about transactions as they happen, which can help in tracking spending, spotting unauthorized transactions, and managing budgets effectively. Real-time alerts enhance security by immediately notifying users of unusual or unexpected activity, enabling timely responses to potential issues.

The other options do not align with the benefits associated with account alerts, as increasing account fees, inaccessibility during maintenance, and mandatory password changes do not contribute positively to the user experience regarding monitoring and securing account activity.